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UniCredit HypoVereinsbank’s partnership with SAP will accelerate capital optimisation and reduce risk


As we continue to expand our Digital product offering for our corporate clients, in 2023 we entered into a new strategic embedded banking partnership between UniCredit HypoVereinsbank in Germany and tech giant SAP. 

Embedded banking allows clients to automatically transfer data from their own Enterprise Resource Planning (ERP) system to the bank – giving them, for example, tailored data analyses relating to capital optimisation at the push of a button. This makes working capital analysis easier and faster compared to manual evaluation, while drastically reducing the risk of errors. 

Thanks to this partnership, further data evaluations, services and services that will be integrated into the customer's merchandise management system will follow in future.

Embedded banking is much more than just a trending topic. We are creating an innovative digital product offering for companies that combines the strengths of data, technology, high-quality products and seamless integration with the ERP system. The partnership between UniCredit HypoVereinsbank and SAP is an important step in optimising the digital ecosystem for our customers.”

Artur Gruca

Chief Digital & Operating Officer & Member of Management Board, UniCredit HypoVereinsbank

As a quality leader in Germany, we focus on the needs of our customers. To make working capital analyses easier and faster for companies in the future, we are the first bank in Germany to offer Embedded Banking with SAP.”

Jan Kupfer

Member of Management Board responsible for Corporates, UniCredit HypoVereinsbank

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