Unlocking transformation, together.

For our corporate banking clients with more sophisticated needs.

The needs of our corporate banking clients are always evolving. In 2023 we rolled out three integrated digital solutions to meet them.

Embedded banking: Our ambition is to make banking easier, faster, and more efficient. Embedded banking gives clients almost instant access to critical information and services – helping them take better decisions, faster.

By integrating our traditional Working Capital products into clients’ SAP Enterprise Resource Planning systems, clients can gain insights into their balance sheets, cash positions and working capital KPIs, alongside advice on how to optimise them – without leaving their in-house digital portal.

Digital assets: We obtained a BaFin banking licence for an innovative project in Germany enabling our clients to invest in traditional securities, issued by UniCredit, using Distributed Ledger Technology (DLT).

This state-of the art approach enables clients to purchase fractionalised securities to diversify their investment portfolios, manage cluster risk, and lower entry barriers for alternative investments such as art. At the same time, this improves our operational efficiency and streamlines back-office processes by saving on issuance and registry fees.

Evolving our corporate channels: We developed a digital marketplace and a new eBanking interface to make it easier for clients to seamlessly integrate our digital products and services into their workflows. This supports our goal of creating digital solutions that are user friendly, flexible and adaptable to the unique needs of each client, thanks to our reusable, scalable platform and modular product offering.